Institutions that already support this model

A model in operation, endorsed by real partners

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The Model

A revolving system that multiplies every dollar.

This is not a scholarship. It’s a financing infrastructure designed to scale access to higher education.
Each student financed makes it possible to finance the next. The impact does not stop. It circulates.

1

Student Selection

A structured process that prioritizes real need and allocates capital where it generates the greatest impact. We work alongside partner universities to ensure real conditions for student retention. This is not only about access. It’s about doing it right.

2

0% Interest Financing

A structured model that enables access to higher education without transferring financial costs to the student. The Foundation acts on the interest layer: it’s capital subsidizes the cost of financing, making 0% rate possible. This reduces the burden on the student and expands the model’s reach.

3

Support That Drives Outcomes

Access is only the beginning. Through our support program, students develop the tools needed to persist and build a strong life trajectory. Our network of Inspiradores — experienced professionals and role models — strengthens their vision for the future. This is complemented by financial education, career guidance and preparation for productive life. This is not only about entering university. It is about finishing… and what comes next. Support is not an add-on. It is what makes the model work.

4

The System Multiplies

As students progress and meet their commitments, capital returns to the system and enables new students to be financed. Impact is not consumed. It expands.

0%
Why zero interest changes everything

Traditional Colombian student loans carry 12–18% annual interest — a decade of debt on a first-generation salary. FE2 eliminates that entirely, allowing graduates to build wealth instead. Your gift doesn't stop at one student. It circulates.

Your investment activates the system · enables real access
Students access financing · with no interest burdeny
The system remains in motion · impact does not stop
New students are financed · impact multiplies
Impact

Each number represents a life
that changed its trajectory.

+ 0

Zero Interest Financing


0

Partner Universities


0 %

Students continuing their education

+$ 0 M

Capital mobilized to expand access to education

Experience dreams come true

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Once uncertain about his future, he faced a life-changing accident and had to start over. Everything changed thanks to an opportunity—and the people who believed in him.

Today, he is the first in his family to build a new future.
screenshot 2026 04 27 at 11.52.18 pm 1
Jair Hernández

Public Accounting

The Problem

4 out of 10 students in Colombia who complete high school don’t access to higher education.

45%

Don’t continue to university.

In low-income contexts, the number rises to 8 out of 10.

For many, the barrier is immediate:
The cost of entering university — in some cases close to $2,000 USD per semester — is simply not an option.

That is the gap.

Educación Estrella® was created to solve it through a financial model.
The Foundation exists to scale that solution.

Less than 1% of U.S. philanthropic capital reaches Latin American causes.

There is a clear opportunity:
to connect capital with real access to education.

Metric TRADITIONAL MODEL ESTRELLA MODEL
Interest rate 12–18% annually 0%
Access Limited by ability to pay Based on potential and need
Debt at graduation 10–15 yr repayment No interest burden
Approach Financing only Financing + support
Capital Impact Used once Multiplies over time
Our Story

It did not start as an idea.
It started as a decision grounded in conviction.

In 2019, a student was unable to continue his education because he could not afford a single semester.

That moment sparked a question:
What if access to university did not depend on immediate option to pay?

That is where Educación Estrella® was born.

A financial model designed to finance higher education without transferring the cost of money to the student.

No interest.
No financial burden limiting their future.

Over time, the model evolved into an ecosystem.
Today, 21 universities are part of it, and over $2O million in capital has been mobilized — not out of charity, but because it works.

Now, the next step is scale.

The Fundación Educación Estrella® connects this model with the capital required to expand it.

Zero interest, always

Permanent. Structural. Not conditional, not temporary — built into the model's DNA.

Revolving impact

Each repayment re-enters the fund. One gift, many students, indefinitely.

Whole-student model

Financing alone fails. FE2 invests in completion, not just enrollment.

Ecosystem architecture

21 universities contributing capital together — shared risk, shared mission.

WM
Wei Maa Hung · Co-Founder
Fundación Educación Estrella

"This is not charity. This is infrastructure. 18 universities have trusted this model with over $12 million — not out of generosity, but because it works."

Inspired by the verse from Luke 6:32-35

SS
Sergio Serna Hernández · Co-Founder
Fundación Educación Estrella

"Education has always been the guiding principle of our family. My father's example paved the way for us. Today, my wife and I continue that legacy with a clear conviction: to transform lives through education. Fundación Educación Estrella® is our way of honoring that history and taking it even further."

FJ
Fernando Jinete · Foundation Director
Fundación Educación Estrella

"That student's story is not exceptional. It is what happens every time this model works. The difference between 14% and 87% graduation has a name: accompaniment plus 0% interest."

The Founding Families

Two families united by a mission: to open doors
through love, education and commitment without differences.
More than just united, connected by a purpose that transforms lives and creates real opportunities

Hung Guio Family

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The Hung's Family

Founding family

“We believe in an education that paves the way and sows hope.”

Wei-maa and Angie represent the belief that access to education can be transformed when it is built with vision, purpose, and hope.

He has led the creation of a model that connects capital with real access, making it possible to finance education without passing the financial burden on to the student. She brings a perspective centered on the holistic development of the individual, understanding that growth is sustainable when there is balance between the emotional, physical, and spiritual.

In their family, with three daughters, faith, education, and purpose are lived out day by day.

They share a conviction: talent should not face economic barriers to grow.

For them, education is not just access. It is a path of hope.

Serna Rodríguez Family

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The Serna's Family

Founding family

“Education has been the guiding principle of our family. Today, it is the path we want to pave for others.”

Sergio and María Dolores represent the convergence of strategy and purpose.

He has devoted his life to building organizations and scaling models with impact. She has focused on developing human potential as the foundation of any transformation, beginning with the upbringing of their three children, educated at different universities around the world—reflecting a legacy that transcends generations.

They share a conviction: education is not a privilege, but the starting point for transforming lives.

For them, it is not just a cause. It is a legacy.





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